Nancy and team Sapphire were completely impressive at every stage of application through closing. Nancy's experience was so evident as she answered all my questions and really coached me on how to choose the best mortgage options. Not only was her top notch professionalism fully appreciated, but her personal touches along the way really made working with this team a joy, instead of a chore. Thank YOU Nancy, Thank YOU, Mariana and Isabel. I could not be happier with choosing this team for making our new Maui home dreams come true.